No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
Apply for your loan with me. See the document checklist for documents you will need to provide during this process
Loan estimate and federal/state disclosures are delivered to the borrower. Borrower must provide their intent to proceed to order services.
We will underwrite your loan without a property or appraisal and qualify you on your credit, income and assets.
Once your loan is underwritten you will receive a letter, which can be shared with agents to show you are approved subject to property and appraisal.
Find the type of home you’re looking for within your budget, then make an offer.
Once you find a property and get under contract I will update your loan approval.
Deposit the earnest money to the appointed escrow account.
We will order your appraisal on your behalf and submit to the underwriter for approval.
Once all information has been approved, your loan is clear to close!
Lender provides the CD to the borrower. Who can share with the realtor or if prior consent is received, the lender can share with agent directly.
Closing documents are sent to the title company.
I will contact you with final figures and information. Be sure to confirm payment method for closing cost with the title company.
Meet to sign closing documents. Make sure you have your photo ID and complete payment of closing cost as directed.
You are now a homeowner!!
Start my app to get the process going asap! If your looking but not per-approved you could miss your chance at your dream home. Have questions or not ready yet? Lets schedule a quick call so that when the time comes everything is in place to start the process!
Whether you’re buying a home or ready to refinance, our professionals can help.
{hours_open} - {hours_closed} Pacific
No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.